Your Personal Information and Privacy
We believe you deserve the highest possible levels of service, security and protection when we collect and use your personal information.
This page explains how we collect, use, disclose, transfer and store any personal data wecollect from you.
Who are we?
LCC Capital is the trading style of Lease Car Credit Limited. Our registered address is: Heath End, Petworth, West Sussex, GU28 0JG.
You can see more information about us here.
When will we collect your personal data?
We will collect your personal information in two ways – when you apply for vehicle finance, and from third party organisations such as credit reference agencies.
Why and how do we use your personal data?
Our ‘Use of your personal information notice’ shown below, which we include as part of the contract you receive and sign when you start an agreement with us, explains why and how we will use your personal information in full:
Use of your personal information notice
What we will do when you apply
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- Before we can supply you with services, goods or financing, we need to collect and process your personal information or ‘data’ so we can decide if we can accept you as a customer.
- We process your personal data on the basis that we have a legitimate interest in preventing fraud and money laundering, and to verify identity, in order to protect our business and to comply with laws that apply to us. Such processing is also a contractual requirement of the services or financing you have requested.
- We’ll take appropriate steps to make sure the personal information we hold on record for you is accurate. If at any point you believe the personal information we are holding and processing for you is incorrect, you can request to see this information, and have it corrected or deleted.
- If you wish to raise a complaint on how we have handled your personal data, you can contact our Data Protection Officer who will investigate the matter. If you are not satisfied with our response or believe we are not processing your personal data in accordance with the law, you can complain to the Information Commissioner’s Office (ICO).
- Further details of the ways we collect and use your personal information is also provided in the credit agreement which is to be read in conjunction with this Use of Your Personal Information Notice.
- By giving us your personal information or using our services, you acknowledge that we will use and disclose your personal information in the manner described in this notice and in our Privacy Policy, available on our website.
- We give you choices about the ways we use and share your personal information, and we’ll respect the choices you make.
Use of your personal data
- All the personal data we hold about you will be processed by our staff in the United Kingdom. However, please be aware that your information may be stored on a cloud-based system with servers located within the European Union.
- We take all reasonable steps to ensure that your personal data is processed securely and more information on this can be found in our Privacy Policy, available on our website
- We will only collect as much information as we need for specific, identified purposes, and we won’t use it for any other purposes without obtaining your consent.
- We will collect the following types of information about you; name, date of birth email address, mailing address, phone number, employer name, take-home pay, and banking information (such as bank routing number, debit card number and account number).
