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01798 667677

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how can we help?

We Offer Car Leasing for People with No Credit or Bad Credit

  • Previously declined
  • A new-start business
  • Have limited or weak credit
  • Have CCJs
  • Are in an IVA
  • Recently bankrupt
All applications considered

Our in-house team assess your real situation today, not just your credit history from the past.

Check Your Eligibility

No Credit? No Problem!

We specialise in offering credit to people and companies with limited or weak credit scores
Click here to find out more

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LCC Capital (1)
See What You Could Drive

Our cars are hand-picked, late-model and low mileage, giving you quality you can rely on. Every vehicle comes with road tax included for the full term of your lease and is MOT’d and serviced before it reaches your driveway. It’s a simple, affordable way to get into a car you’re proud to drive.

Find out more

“Fantastic service from start to finish. I was nervous about applying because of my credit history, but the team made everything simple and explained every step”

Fantastic service Bob Watts

“Really impressed. They looked at my whole situation, not just a score, and found a deal that actually suited my budget. Clear communication and no hidden surprises”

Really impressed Paula S

“Great experience. The process was straightforward, the team were understanding, and the car was delivered exactly when promised. Would recommend"

Amazing Service Keith W
Leasing Made Simple, Honest and Fair

Many people with past credit issues are still approved for a lease, as long as the numbers make sense. We focus on genuine affordability and stability rather than judging your history.

When you lease through us, road tax is included for the full term. You only need to insure the car, keep up with routine servicing and maintenance. There are no hidden fees or unexpected costs.

You deal directly with us, no brokers, no middlemen. Every application is reviewed by real people, not automated systems, so your situation is assessed fairly.

Check Your Eligibility

Fill in your details and we’ll check what you qualify for based on your real affordability, not just a credit score

This field is for validation purposes and should be left unchanged.

How It Works

The process is simple and designed to feel achievable from the start

STEP 1

Complete a quick online form so we can learn a little about you.

STEP 2

We match you with the most suitable lease options based on your credit profile.

STEP 3

Choose your car and have it delivered straight to your door so you can be back on the road in a reliable, great-quality car.

We specialise in helping people with low or limited credit.

We start with an affordability check and discussing your options with you prior to completing the credit checks.

Just a few basics: your name, address, income, employment details and monthly outgoings. 

We offer lease deals with minimal up front payments.

Most applications are reviewed the same day. Once approved, you can choose your car and arrange delivery.

 

Yes. We can deliver directly to your home. Just choose a date that works for you.

 

We offer a wide choice of late-model, low-mileage cars. Whether you want something practical, economical or a specific style, we’ll show you options that match your budget.

 

Need any help!

If you can't find the answer you're looking for get in touch and we'll be happy to help

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Lease Car Credit Limited t/a LCC Capital, Heath End, Petworth, GU28 0JG Lease Car Credit Limited is registered in England & Wales No: 9656258, VAT No: 247 2633 04

Lease Car Credit Limited is authorised & regulated by the Financial Conduct Authority No: 724459

© 2026,  Lease Car Credit Limited t/a LCC Capital